Stacked in merchant cash advances? We negotiate your balances down and stop the daily debits — so you can breathe and run your business again.
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We reduce what you owe and restructure the daily debits into one payment you can actually plan around.
No long forms, no runaround. A senior advisor walks you through it personally.
Tell us what you owe and to whom. We assess your stack and your options — free, in about 15 minutes.
We deal directly with your funders to reduce balances and pause the daily debits while we work.
Your balance becomes a single, affordable payment you can actually make — and your cash flow comes back.
Not a call center. A senior advisor, an attorney, and a dedicated case manager on every file.



Representative situations we resolve every week. Every case is different — these show the kind of turnaround that's possible.
Six positions were draining the account every morning before the doors opened. One funder was threatening a COJ.
Fuel up, rates down, and three advances layered over a factoring agreement. Running just to pay the debits.
A funder had filed suit and the accounts were at risk. Our attorneys stepped in and negotiated a settlement.
$100M+ resolved for more than 1,000 business owners across the country.
"They stopped six positions of daily debits in under two weeks. I still have my business because I called."
"Real attorneys on the call. No pressure, no games. They cut my balance and I could finally make payroll."
"I called five firms. Delancey was the only one that told me the truth about my options. Worth every minute."
Get a free, confidential review today. No upfront fees, no obligation — just a clear picture of your options.