You built the business. But merchant cash advances are calling the shots — draining your account before you even open. We settle those MCAs for less and hand you back the wheel.
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We settle what you owe and restructure the daily debits into one payment you control.
If any of this is your daily reality, you're not stuck — and you're not alone.
Multiple advances pull from your account every morning — before you've made a dollar.
You took the last advance just to cover the one before it. The stack keeps growing.
A funder is threatening to freeze your accounts or file suit. The pressure is constant.
We deal with your funders directly — so you can get back to running the business you built.
See if you qualify →Tell us what you owe. We assess your stack and options in ~15 minutes — free.
We work to pause the daily draws so cash stays in your account while we negotiate.
We negotiate your balances down and roll them into one affordable payment.
Predictable payments, breathing room, and a business that's yours again.
Not a call center. A senior advisor, an attorney, and a dedicated case manager on every file.



Representative situations we resolve every week. Every case is different — these show the kind of turnaround that's possible.
Six positions were draining the account every morning before the doors opened. One funder was threatening a COJ.
Fuel up, rates down, and three advances layered over a factoring agreement. Running just to pay the debits.
A funder had filed suit and the accounts were at risk. Our attorneys stepped in and negotiated a settlement.
$100M+ resolved for more than 1,000 business owners.
"They stopped six positions of daily debits in under two weeks. I still have my business because I called."
"Real attorneys on the call. No pressure, no games. They cut my balance and I could finally make payroll."
"I called five firms. Delancey was the only one that told me the truth. Worth every minute."
Free, confidential review. No upfront fees, no obligation — just a clear path out of the stack.