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MCA Relief · All 50 States

Settle Your MCAs for Less.

Stacked in merchant cash advances? We negotiate your balances down and stop the daily debits — so you can breathe and run your business again.

Stop the daily & weekly debits draining your account
Roll stacked positions into one affordable plan
No upfront fees — you only pay when we settle
★★★★★ 4.9 / 5 · 80+ reviews · $100M+ settled
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1-212-210-1851
$100M+
Liquidados
1,000+
Empresas atendidas
4.9★
80+ reviews
50
Estados cubiertos
The difference

From draining to manageable.

We reduce what you owe and restructure the daily debits into one payment you can actually plan around.

Now · stacked debits
Multiple funders pulling every day
We settle
& restructure
After · one plan
One affordable monthly payment
Cómo funciona

Relief in three steps.

No long forms, no runaround. A senior advisor walks you through it personally.

1

Free review

Tell us what you owe and to whom. We assess your stack and your options — free, in about 15 minutes.

2

We negotiate

We deal directly with your funders to reduce balances and pause the daily debits while we work.

3

One plan

Your balance becomes a single, affordable payment you can actually make — and your cash flow comes back.

The people in your corner

You'll work with real humans.

Not a call center. A senior advisor, an attorney, and a dedicated case manager on every file.

Steven M. Raiser, Esq.
Steven Raiser
Founding Partner, Esq.
Defends COJs and lender lawsuits in all 50 states.
Lauren Staffieri, Senior Debt Advisor
Lauren Staffieri
Senior Advisor
Deals directly with your funders to reduce balances.
Colton Schnall, Senior Debt Advisor
Colton Schnall
Senior Advisor
Your point of contact from day one through payoff.
Client stories

How we've helped owners like you.

Representative situations we resolve every week. Every case is different — these show the kind of turnaround that's possible.

Restaurante
Bakery · Brooklyn, NY

6 stacked MCAs, thousands in daily debits

Six positions were draining the account every morning before the doors opened. One funder was threatening a COJ.

Antes
6 debits/day
Después
1 payment
Transporte
Owner-operator · Trucking, TX

Advances stacked on top of factoring

Fuel up, rates down, and three advances layered over a factoring agreement. Running just to pay the debits.

Balances
Reduced*
Debits
Paused
Contractor
Contractor · Newark, NJ

Behind, with a lawsuit already filed

A funder had filed suit and the accounts were at risk. Our attorneys stepped in and negotiated a settlement.

Demanda
Defended
Estado
En funcionamiento
*Illustrative client situations. Results vary by client and circumstance; outcomes are not guaranteed.
What owners say

Real businesses, real relief.

$100M+ resolved for more than 1,000 business owners across the country.

★★★★★

"They stopped six positions of daily debits in under two weeks. I still have my business because I called."

Samantha
Samantha R. · Brooklyn, NY
★★★★★

"Real attorneys on the call. No pressure, no games. They cut my balance and I could finally make payroll."

Craig
Craig B. · Newark, NJ
★★★★★

"I called five firms. Delancey was the only one that told me the truth about my options. Worth every minute."

Tyler
Tyler M. · Tampa, FL
Preguntas frecuentes

Answers before you call.

What does it cost to talk to you?+
Nothing. The first review is free, and we charge no upfront fees. You only pay when we actually settle.
Will this stop the daily debits?+
Stopping or reducing the daily/weekly draws is usually the first thing we work on, so cash stays in your account while we negotiate.
What if a lender already filed a COJ or lawsuit?+
Call us right away at 1-212-210-1851. Our attorneys defend Confessions of Judgment and lender lawsuits in all 50 states — the sooner you call, the more options you have.
Is my information confidential?+
Yes. Your details are encrypted in transit, never sold, and never shared with your funders.
How fast can you move?+
We respond same-day on urgent files. Most reviews are completed within a few business hours of your submission.
Take back control

Your business. Your terms.

Get a free, confidential review today. No upfront fees, no obligation — just a clear picture of your options.

Tap to call · 1-212-210-1851