1-212-210-1851
MCA Relief · All 50 States

Who's the boss?

You built the business. But merchant cash advances are calling the shots — draining your account before you even open. We settle those MCAs for less and hand you back the wheel.

★★★★★ 4.9/5 · $100M+ settled · No upfront fees
See if you qualify
2 quick questions · free · 100% confidential
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$100M+
Liquidados
1,000+
Empresas atendidas
4.9★
80+ reviews
50
Estados cubiertos
The difference

From draining to manageable.

We settle what you owe and restructure the daily debits into one payment you control.

Now · stacked debits
Multiple funders pulling every day
We settle
& restructure
After · one plan
One affordable monthly payment
Sound familiar?

The debits are running your business.

If any of this is your daily reality, you're not stuck — and you're not alone.

Drained by daily debits

Multiple advances pull from your account every morning — before you've made a dollar.

Borrowing to survive

You took the last advance just to cover the one before it. The stack keeps growing.

Threatened with a COJ

A funder is threatening to freeze your accounts or file suit. The pressure is constant.

Take back control

Here's how we fix it.

We deal with your funders directly — so you can get back to running the business you built.

See if you qualify →
1

Free review

Tell us what you owe. We assess your stack and options in ~15 minutes — free.

2

Stop the debits

We work to pause the daily draws so cash stays in your account while we negotiate.

3

Settle for less

We negotiate your balances down and roll them into one affordable payment.

4

You're back in charge

Predictable payments, breathing room, and a business that's yours again.

The people in your corner

Real people, on your side.

Not a call center. A senior advisor, an attorney, and a dedicated case manager on every file.

Steven M. Raiser, Esq.
Steven Raiser
Founding Partner, Esq.
Defends COJs and lender lawsuits in all 50 states.
Lauren Staffieri, Senior Debt Advisor
Lauren Staffieri
Senior Advisor
Deals directly with your funders to reduce balances.
Colton Schnall, Senior Debt Advisor
Colton Schnall
Senior Advisor
Your point of contact from day one through payoff.
Client stories

Owners who took back control.

Representative situations we resolve every week. Every case is different — these show the kind of turnaround that's possible.

Restaurante
Bakery · Brooklyn, NY

6 stacked MCAs, thousands in daily debits

Six positions were draining the account every morning before the doors opened. One funder was threatening a COJ.

Antes
6 debits/day
Después
1 payment
Transporte
Owner-operator · Trucking, TX

Advances stacked on top of factoring

Fuel up, rates down, and three advances layered over a factoring agreement. Running just to pay the debits.

Balances
Reduced*
Debits
Paused
Contractor
Contractor · Newark, NJ

Behind, with a lawsuit already filed

A funder had filed suit and the accounts were at risk. Our attorneys stepped in and negotiated a settlement.

Demanda
Defended
Estado
En funcionamiento
*Illustrative client situations. Results vary by client and circumstance; outcomes are not guaranteed.
What owners say

You'd be in good company.

$100M+ resolved for more than 1,000 business owners.

★★★★★

"They stopped six positions of daily debits in under two weeks. I still have my business because I called."

Samantha
Samantha R. · Brooklyn, NY
★★★★★

"Real attorneys on the call. No pressure, no games. They cut my balance and I could finally make payroll."

Craig
Craig B. · Newark, NJ
★★★★★

"I called five firms. Delancey was the only one that told me the truth. Worth every minute."

Tyler
Tyler M. · Tampa, FL
Your move

Be the boss again.

Free, confidential review. No upfront fees, no obligation — just a clear path out of the stack.

Tap to call · 1-212-210-1851