Free self-assessment

Where do you actually stand with your MCA debt?

Nine questions. Two minutes. A clear read on where you stand: your remittance load, your position depth, and the flags in your file, explained in plain English. No credit check, no obligation.

Free No credit check About two minutes

Your situation.

Estimates are fine throughout. Nothing here is a credit check, and nothing is shared until you ask us to.

Question 1 of 9

How many MCA positions are you carrying right now?

Count every active advance, including renewals and refinances.

Question 2 of 9

Your daily numbers

Add up every daily debit across all positions. If a debit is weekly, divide it by 5.

Monthly revenue ÷ 21 business days works too.

Question 3 of 9

Roughly what do you still owe across all positions?

The total remaining balance, not what you originally received. A range is fine.

Question 4 of 9

Have you taken a new advance to help cover payments on an existing one?

Question 5 of 9

In the last 90 days, have any debits bounced or been missed?

Question 6 of 9

Did you sign a confession of judgment (COJ) with any of your advances?

It's usually a separate signature page. Many owners don't remember signing one.

Question 7 of 9

Has a funder sent UCC notices, or contacted your payment processor, bank, or customers?

Question 9 of 9

Do you know whether your contracts include reconciliation (true-up) clauses?

A reconciliation clause can adjust your remittance when revenue drops. Most contracts have one. Almost nobody uses it.

Where should we send it?

Your snapshot appears on the next screen.

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This self-assessment is an educational tool, not financial or legal advice, and not an offer of services. It produces a general snapshot based only on what you enter; it cannot evaluate your contracts or your full situation. Every situation is different and results of any debt resolution process vary. Delancey Street is an MCA relief company. We are not a lender and not a law firm; legal services, where needed, are provided by independent attorneys. Responses are handled per our privacy policy.

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